This website is an investment journal of an individual, non-professional investor. It should be read as such.

None of the information presented on this website should be viewed as, or is intended to be, investment advice or a recommendation to buy or sell stock or any other security. That includes articles that are published as premium content. Even though the author of the content might own the stock of a company profiled in an article, that explicitly does not mean the author encourages others to buy that stock or security.

When a company is profiled, the author of ValueInvestingBlog.net voluntarily discloses existing positions in that stock or security at the date of that publication. However, changes in these positions will not be reported consistently and might not be reported at all. Individual security prices can fluctuate dramatically and the author of ValueInvestingBlog.net reserves the right to sell a stock at any time following a publication. That said, it usually takes time for a stock to reach it’s intrinsic value (as estimated by the author) and the author of ValueInvestingBlog.net does not expect the prices of the stocks profiled on this site to be impacted immediately and significantly after a publication on this website. As such, the author of ValueInvestingBlog.net does not expect to sell the stocks profiled on this site within a short time after the publication of a write-up on a company.

Visitors should not rely on the accuracy of any information presented on this website. They should do their own independent research and never base their judgment and decisions on any work done by others.

The author also disclaims any responsibility for the accuracy of any information presented in “guest posts” (posts written by others than the author of ValueInvestingBlog.net). All information presented in guest posts are the responsibility of the author of that particular post. Visitors should not rely on the accuracy of information presented in guest posts.


All content presented on this site is exclusive to ValueInvestingBlog.net and may not be published elsewhere without obtaining prior approval by the author of ValueInvestingBlog.net.

VIB Premium

This site offered a premium (paid) service in the past where users could get access to write-ups and investment ideas. This service has been discontinued at the end of 2018. More information about the decision to discontinue this service can be found here. Users of the service who had unused credits in their accounts have been sent a PayPal refund for those unspent credits.

The VIB Premium page will probably remain online, but this site is no longer offering a (paid) premium service since January 1, 2019. I might use the Premium section of the website as a semi-private blog where I can share investment ideas with a smaller audience, but this is no longer a paid service.

Old info about VIB Premium and Credits

Credits can be purchased and used by readers to access premium content on ValueInvestingBlog.net. We reserve the right to increase the price of credit bundles from time to time, or to increase the number of credits required to access an individual article of premium content. Purchased credits have no set expiration date. However, the author of VIB.net does reserve the right to discontinue the premium offering on this site or the entire website at some point in the future. The author will provide notice of this discontinuation on the website. Registered users then have one year from the date of this announcement to use any remaining credits in their accounts. After this period of one year, any remaining credits will be forfeited and these credits will not be able to be redeemed or refunded. If this notice of discontinuation is published before January 1, 2019, the author of VIB.net will refund any unspent credits remaining in the balance of the users who purchased those credits to the PayPal accounts of these users.

Clarification: I have added this section, because I want to have the flexibility to shut down the premium service or the entire site at some point in the future, without having a potentially large liability hanging over my head from unspent credits. If I decide to shut down the premium service or the site, you’ll have a period of one year to use any unspent credits. After starting VIB premium, I realized I needed to put something like this in the terms, because the site is certain to stop at some point, simply because nothing exists for ever. If I decide to stop before January 1, 2019, I will refund all users for any remaining credits in their accounts.

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