Disclaimer and Terms of use

This website is an investment journal of an individual, non-professional investor. It should be read as such.

None of the information presented on this website should be viewed as, or is intended to be, investment advice or a recommendation to buy or sell stock or any other security. That includes articles that are published as premium content. Even though the author of the content might own the stock of a company profiled in an article, that explicitly does not mean the author encourages others to buy that stock or security.

When a company is profiled, the author of ValueInvestingBlog.net voluntarily discloses existing positions in that stock or security at the date of that publication. However, changes in these positions will not be reported consistently and might not be reported at all. Individual security prices can fluctuate dramatically and the author of ValueInvestingBlog.net reserves the right to sell a stock at any time following a publication. That said, it usually takes time for a stock to reach it’s intrinsic value (as estimated by the author) and the author of ValueInvestingBlog.net does not expect the prices of the stocks profiled on this site to be impacted immediately and significantly after a publication on this website. As such, the author of ValueInvestingBlog.net does not expect to sell the stocks profiled on this site within a short time after the publication of a write-up on a company.

Visitors and subscribers should not rely on the accuracy of any information presented on this website, including the premium content. Visitors and subscribers should always do their own independent investment research and never base their judgment and decisions on any work done by others.

The author also disclaims any responsibility for the accuracy of any information presented in “guest posts” (posts written by others than the author of ValueInvestingBlog.net). All information presented in guest posts are the responsibility of the author of that particular post. Visitors and subscribers should not rely on the accuracy of information presented in guest posts.


Credits can be purchased and used by readers to access premium content on ValueInvestingBlog.net. We reserve the right to increase the price of credit bundles from time to time, or to increase the number of credits required to access an individual article of premium content. Purchased credits have no set expiration date. However, the author of VIB.net does reserve the right to discontinue the premium offering on this site or the entire website at some point in the future. The author will provide notice of this discontinuation on the website. Registered users then have one year from the date of this announcement to use any remaining credits in their accounts. After this period of one year, any remaining credits will be forfeited and these credits will not be able to be redeemed or refunded. If this notice of discontinuation is published before January 1, 2019, the author of VIB.net will refund any unspent credits remaining in the balance of the users who purchased those credits to the PayPal accounts of these users.

Clarification: I have added this section, because I want to have the flexibility to shut down the premium service or the entire site at some point in the future, without having a potentially large liability hanging over my head from unspent credits. If I decide to shut down the premium service or the site, you’ll have a period of one year to use any unspent credits. After starting VIB premium, I realized I needed to put something like this in the terms, because the site is certain to stop at some point, simply because nothing exists for ever. If I decide to stop before January 1, 2019, I will refund all users for any remaining credits in their accounts.

Third parties

ValueInvestingBlog.net relies on a number of third parties for certain services required for operating ValueInvestingBlog.net. We can not be held responsible for any disruptions or damages caused by third parties, for example: delays caused by problems occurring at our webhosting provider or payment processors. ValueInvestingBlog.net shall in no event be held liable for any damages arising from the use of this website and any of the content presented on the website.


All content presented on this site is exclusive to ValueInvestingBlog.net and may not be published elsewhere without obtaining prior approval by the author of ValueInvestingBlog.net.

Subscriber rights and terms

By registering an account on ValueInvestingBlog.net and accessing premium content, you gain the right to personally access this information. The use of your account is strictly personal and the use of this account may not be shared with others or transferred to others. The information presented in premium content is for personal use only and may not be shared with others or be published elsewhere.

Unfortunately, website visitors located in European Union states can not use our premium service at this time, due to the effects of European VAT rules that might apply to the author and owner of ValueInvestingBlog.net. More information. By registering an account on ValueInvestingBlog.net, you acknowledge that you are not located in a European Union state (with the exception of The Netherlands).


  1. Pingback: Oceania Capital Partners | ValueInvestingBlog.net

  2. Pingback: VIB Premium: Company 1 | ValueInvestingBlog.net

Leave a Reply

Your email address will not be published. Required fields are marked *