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Clarification: I have added this section, because I want to have the flexibility to shut down the premium service or the entire site at some point in the future, without having a potentially large liability hanging over my head from unspent credits. If I decide to shut down the premium service or the site, you’ll have a period of one year to use any unspent credits. After starting VIB premium, I realized I needed to put something like this in the terms, because the site is certain to stop at some point, simply because nothing exists for ever. If I decide to stop before January 1, 2019, I will refund all users for any remaining credits in their accounts.
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